From my first start in lending in San Diego in 1977 until now, I have had a passion for the money business. I love assisting clients with financing their real estate, whether buying their first home or obtaining the lowest rate. My past clients have included first-time buyers, real estate investors, and commercial property owners. My 30 + years of experience, education, and involvement in industry organizations enable me to offer the best service to my customers. I can quickly evaluate a situation and use my network of lenders to customize options for each client.