Unlocking Affordable Homeownership: Dream For All Phase 2 Unveiled!

We are thrilled to share some exciting news about the Dream For All program’s Phase 2, an initiative poised to make the dream of homeownership a reality for even more Californians. Let’s dive right in!    Breaking Down Dream For All Phase 2: Your Path to Homeownership  In Phase 2, the Dream for All program, […]

Preparing for California Dream for All Home Buying Program Relaunch: Learning from Past Mistakes

The much-awaited California Dream for All Home Buying program will be returning, bringing new opportunities for first-time homebuyers to achieve their dreams of homeownership. To ensure a smoother experience this time around, let’s look at three crucial mistakes made during the program’s previous launch in spring 2023. By understanding these pitfalls, buyers can better prepare […]

Low Down Payment Options for First-Time Home Buyers

You are considered a first-time homebuyer if you haven’t had any form of ownership in any home in the last three years. This means, you may still be eligible as a first-time homebuyer even if you owned a home at some point in the past. If you own investment property will not qualify as a […]

Mortgage Points: Should You Pay to Lower Your Interest Rate?

With mortgage rates near their highest point in over a decade, some homeowners are now looking into how to get a lower interest rate. One option would be to pay points upfront to lower the interest rate for the term of the loan. What are mortgage points? Discount points, also known as “points,” are an […]

How to Reduce a Mortgage Rate When Buying a Home

Are buyers starting to set anchor while on the fence?  Here’s a creative solution to having them finally jump into the market… Real Estate markets are finally balancing out, and buyers are starting to see more and more negotiating room, including seller credits and/or (gasp!) price reductions! One way to provide an incentive to buyers […]