Latest Articles

How to Avoid Common Mortgage Scams

Whether you are a first-time homebuyer or a homeowner of multiple properties, you are a target for mortgage scams. You will receive them in the mail, over the phone, through emails, and even in text messages. Types of mortgage scams Bait-and-Switch Schemes These can come in the form of “too good to be true” interest […]

Low Down Payment Options for Jumbo Loan Amounts

With the soaring home values, your buyer has trouble coming up with a 20% down payment for a Jumbo loan. What are the current low-down payment options? 0% down – VA loan up to $2.0 million Borrowers who meet eligibility requirements can access loan terms better than what is available with conventional loans. For most, a funding […]

Why would a mortgage application get denied?

After you get into contract for a home you intend to buy, your loan application will then be submitted to the lender for an underwritten approval. Underwriting is the process of verifying and analyzing the financial information the borrower has provided. The underwriter will also verify your income, assets, debt, credit, and the property. Even […]

Mortgage Process with Veridian Mortgage

Our goal at Veridian Mortgage is to represent you, the consumer, and to provide a transparent process. We hope that working with us, you can make confident decisions when reaching your financial and homeownership goals. Pre-Approval Whether you are applying for a purchase or refinance, we always go through a pre-approval process. In the pre-approval […]